Apex Trader Funding vs Lucid Trading: payout rules compared
Apex Trader Funding and Lucid Trading take opposite approaches: a 100% split with payout caps, versus several account types at 90%. Compare every current Apex and Lucid funded account at $50K, using each firm's official help center. For other sizes and older versions, see the Apex Trader Funding and Lucid Trading rule pages.
Rules last checked 2026-10-16 against each firm's official help center. Rule changes · Track your accounts
Key differences
- Split: Apex pays 100%; Lucid pays 90% on current funded accounts.
- Consistency on payouts: Apex: every current account has one; Lucid: none on LucidFlex, LucidDaily.
- Fastest first payout by the rules: Apex EOD Performance Account: 5 trading days, $2,600 profit. LucidDaily: 1 trading day, $2,600 profit.
Side by side ($50K)
| $50K funded | Apex EOD Performance Account | Apex Intraday Trailing Performance Account | LucidPro | LucidDirect | LucidFlex | LucidDaily |
|---|---|---|---|---|---|---|
| Profit split | 100% | 100% | 90% | 90% | 90% | 90% |
| Payout frequency | Up to weekly (earliest after 5 qualifying days) | Up to weekly (earliest after 5 qualifying days) | No fixed window; any day all criteria are met | No fixed window; any day all criteria are met | No fixed window; any day all criteria are met | Daily when eligible |
| Minimum days per cycle | 5 days ≥ $250 | 5 days ≥ $200 | no fixed minimum, but the 40% consistency rule needs at least 3 winning days | no fixed minimum, but the 20% consistency rule needs at least 5 winning days | 5 days ≥ $150 | No minimum days |
| Consistency rule | Best day < 50% of cycle profit | Best day < 50% of cycle profit | Best day ≤ 40% of cycle profit | Best day ≤ 20% of cycle profit | None | None |
| Buffer you keep | $2,100 profit (balance $52,100) derived | $2,100 profit (balance $52,100) derived | $2,100 profit (balance $52,100) derived | $100 above the locked drawdown derived | $100 above the locked drawdown derived | $2,100 profit (balance $52,100) derived |
| Profit goal per cycle | — | — | $500 (1st payout) | $3,000 (1st payout) | — | — |
| Share of profit per payout | — | — | — | — | 50% of total | — |
| Minimum payout | $500 | $500 | $500 | $500 | $500 | $500 |
| 1st payout cap | $1,500 | $1,500 | $2,000 | $2,000 | $2,000 | No cap |
| Max payouts per account | 6 | 6 | — | — | 5 | — |
| Drawdown | End-of-day (EOD) trailing, enforced intraday | Intraday trailing (real time); stops trailing at max drawdown + $100 | End-of-day trailing; locks at start + $100 once balance exceeds the initial trail balance | End-of-day trailing; locks at start + $100 | End-of-day trailing; MLL moves to the locked balance (start + $100) once you request a payout | Intraday trailing (funded accounts always intraday); locks at start + $100 |
| Fastest 1st payout* | 5 trading days · $2,600 profit | 5 trading days · $2,600 profit | 3 trading days · $2,601 profit | 5 trading days · $3,000 profit | 5 trading days · $1,000 profit | 1 trading day · $2,600 profit |
* Computed by our eligibility engine: the fewest equal winning trading days, and the least total profit, that make a new account eligible under the published rules. Not processing time. Values marked derived are arithmetic on official numbers; unverified could not be confirmed.
More comparisons: all 7 firms · Apex vs Topstep · Lucid vs Tradeify · Apex vs Lucid
Frequently asked questions
Which pays a higher split, Apex or Lucid?
Apex pays 100% and Lucid pays 90% on current funded accounts (checked 2026-10-16). Check the account type, because splits differ by product.
Which is faster to a first payout, Apex or Lucid?
By the published rules for a new $50K account: Apex EOD Performance Account needs at least 5 trading days and $2,600 profit; LucidDaily needs at least 1 trading day and $2,600 profit.
Not financial advice. Verify with your firm. FundedPayday is an independent, free tool and is not affiliated with any prop firm. Rules are compiled from each firm's official help center (last checked 2026-10-16) and can change without notice; the firm's own dashboard and agreement always win. Some links may become affiliate links in the future. See our disclosure.